A wind mitigation inspection is an examination of a home’s existing safety features that make it more secure and less likely to be damaged during storms. For home insurance companies, there is less risk involved in insuring homes that have taken more precautions. Florida law states that property insurance companies must give discounts on homeowner’s premiums when they have received a certified wind mitigation inspection report. Your discount will be based on the risk rating your home receives during the inspection. Savings can be substantial off your hurricane and wind premium, far outweighing the cost of the inspection, providing an immediate payback and accumulating return on investment.
To receive these discounts, your wind mitigation inspection report must be less than five years old, even if your home’s characteristics have not changed. Check with your insurance agent if you are unsure of whether your wind mitigation report is about to expire. There is no risk in getting a wind mitigation inspection; you either get an insurance discount, or you have valuable knowledge for protecting your home against the next storm.
Wind Mitigation Inspection Fee:
Standalone $100.00, $50.00 with 100-Point/Pre-Warranty Expiration/Pre-Listing Inspection.